
Last updated: August 13, 2026
All sales are final. We do not issue cash refunds.
Our products are digital and delivered immediately, which means we cannot take them back.
What we do instead: we issue account credit.
If a product turns out not to be the right fit for you, contact us within 30 days of purchase at [email protected] with your order number. We will convert what you paid into credit toward any other product or service we offer, at full value.
Bullet List 1Credit is issued at the full amount you paid
Credit can be applied to any current or future product or service
Credit does not expire
Credit is non-transferable and cannot be exchanged for cash
Why we do it this way: Sometimes what you bought isn't the thing you needed. That's a mismatch, not a loss. We would rather find the right way to serve you than hand your money back and end the relationship.
Before you buy: read the product description carefully, and if you're not sure whether something is right for you, email us and ask. We will tell you honestly, including when the answer is that you shouldn't buy it yet.
Free events require no payment and can be attended or skipped without obligation.
Paid events:
Billing: Membership is billed monthly in advance and renew automatically until you cancel. Your card is charged on the same day each month.
Founding Member Pricing: If you join at the founding rate, that rate stays the same for as long as your membership remains active and uninterrupted. If you cancel and rejoin later, you rejoin at the then-current price.
Cancelling: You can cancel at any time from your account settings, with no phone call and no email required. Cancellation takes effect at the end of your current billing period.
No Partial Refunds: We do not refund partial months. When you cancel, you keep access until the end of the period you already paid for.
Failed Payments: If a payment fails, we will retry and notify you. If payment is not resolved within [X] days, access is suspended.
Price Changes.: We may change the standard membership price. Existing members will receive at least 30 days' written notice before any change affecting them.
If you have a problem, email us first. We would rather solve it than fight it. Filing a chargeback without contacting us may result in permanent loss of access.
Email: [email protected].
Patrick Capital Group LLC, 200 Washington Avenue, Floor 5, #79, Towson, MD 21204
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